Low APR and Intro Offers      Air Miles Frequent Flyer
Discover® More Clear Card
0% Intro APR* on Balance Transfers & Purchases
usually for 12 months* read
TERMS for current
• Then % or up APR*
• Full_5% Cashback Bonus® on Get More Program pur. throug year*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• No Annual Fee
• 100% Fraud Protection
• Several colors and designs to choose from
United Mileage Plus Signature
% or up APR*
• Free Companion Certificate after your first purchase
• 5000 Bonus Miles after your first purchase
• Free One-way, 1000 mile, One-class Upgrade Certificate
• 1 mile for every $1 charged in purchases
• Up to 11 miles per $1 spent at participating restaurants
• 100% protection for all unauthorized purchases
• Up to $1000000 Travel Accident Insurance
• Up to $300 Trip Delay Reimbursement
• Up to $3000 Lost Luggage Insurance
• Finance charge grace period up to 20 days
• Annual Fee $60
Anne Geddes Visa® Gold by Bank of America, N.A. (USA)
1.9% fixed intro APR* for 6 months on BT & Purchases

• Thereafter variable % or up APR*
• No annual fee
• Credit lines as high as $25000, with a minimum $5000 credit line
• 0.5% of every purchase will be donated to the Anne Geddes Trust
• Additional cards at no extra charge
• Automatic auto rental insurance
• Extended warranty protection
• Travel and emergency assistance
• Automatic travel accident insurance up to $150000
• Grace Period at least 20 days
• 4 adorable baby portrait designs to choose from
*See
terms and conditions
Asiana Airlines Visa® by Bank of America, N.A. (USA)
1.9% fixed intro APR* for 6 months on BT & Purchases
• Then variable % or up APR
• Annual Fee $80/50 (platinum/classic)
• Grace Period for Purchases at least 20 days
• 2 miles for every $ in purchases of Asiana Airlines tickets
• $500 annual discount on full-fare business class (platinum)
• 5000/3000 bonus miles with your first purchase
• 1 mile for every dollar spent
• 2 miles for every dollar in purchases of Asiana Airlines tickets
• 2000 anniversary bonus miles, annually (platinum)
• 90% discounted companion ticket, annually (platinum)
• 2 free lounge passes, annually (platinum)
*See
terms and conditions
Visa Platinum by Bank of America Visa® Platinum by Bank of America, N.A. (USA)
0% fixed intro APR on Purchases & BTs for 6 months

• Then % or up APR*
• No annual fee
• No fees on intro balance transfers; then 3%
• Grace Period minimum 20 Days
• Credit lines as high as $25000
• Total Security Protection®
*See terms and conditions LINK
TripRewards® MasterCard® by Bank of America, N.A. (USA)
0% intro APR on balance transfers for 12 months

• Then and purchases % or up APR*
• No Annual Fee
• 13 points every $1 on qualifying TripRewards hotel stays
• 2 Points for every $1 on all other purchases
• 24-hour Online Access
• Absolute Fraud Protection
*See website for terms & conditions of usage & application disclosure
TripRewards MasterCard Credit Card by Bank of America, N.A. (USA)
Chase Home Improvement Rewards SM Card Chase Home Improvement Rewards SM Card
0% intro APR* for 12 months on BT & Purchases
• Thereafter % APR
• No annual fee
• Grace period at least 20 days
• Fee for balance transfers 3% (max $75)
• Get Zircon iLine Laser Level free after 1st purchase ($39.95 value)
• 3 points per $1 on home improvement purchases
• 1point / $1 on all other purchases/Interest
• 2500 Points redeem for $25
• Participate in sweepstakes & get closer to your dream home
• Exclusive news from the editors of The Family Handyman magazine
• Hints and tips in every statement
British Airways Visa® Signature Card
4.9% fixed APR* on BT & Purchases for first 5 months

• After that % or up APR*
• Annual fee $75
• No pre-set spending limit
• 15000 Bonus BA Miles with first use of your card
• $20 off any British Airways ticket purchases online
• 2 BA Miles for every $1 spent on British Airways
• 1 BA Mile for every $1 spent on all other purchases
• No limit to the BA Miles you can earn
• Companion Ticket on each full-fare Club World/First ticket
• Visa Signature privileges
British Airways Visa® Signature Card
Discover® More Discover® More
0% Intro APR* on Balance Transfers and Purchases
usually for 12 months* read
TERMS for current

• Then % or up APR*
• No Annual Fee
• Up to $50000 Credit Limit
• 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically*
• Online Account Access
• 100% Fraud Protection
• Offer available even if you already have a Classic Card
Mexicana® Airlines Visa® Card by Bank of America, N.A. (USA)
1.9% Intro APR for 6 months on BT & Purchases
• Then variable % or up APR*
• Earn 1 free Companion Ticket Coupon first year after 1st purchase
• Receive a $99 Companion ticket Coupon annually, thereafter
• Bonus Miles: 2000 Anniversary Bonus Miles each year
• 1 mile per dollar spent in net purchases
• 2 miles for every dollar spent with Mexicana Airlines
• Miles Never Expire, No Mileage Cap
• Annual Fee $45
• 4000 Welcome Miles when you join Frecuenta Loyalty Program
• Travel available on Mexicana or any of their more than 15 partners
*See
terms and conditions
Mexicana Airlines Visa Card by Bank of America
The Borders & Waldenbooks Platinum Visa® Card Borders & Waldenbooks 3.2.1 SM Platinum Visa®
0% fixed APR for 6 months on purchases & balance transfers

• After that % or up variable APR*
• No Annual Fee
• 1 point for every $1 spent using your Visa card
• 2 Points for Every $1 Spent at Borders, Waldenbooks & Brentanos
• $20 Gift Card After Your First Purchase or Balance Transfer
• Every 500 points get a Borders & Waldenbooks $5 Certificate
• Credit Line from $5000 up to $100000
• Valuable Platinum Services;like Insurance & Warranty Manager
Jet Blue Card from American Express
3.99% intro APR for 6 months on Balance Transfers
• After Intro and on Purchases % or up APR*
• Annual Fee $40
• 5000 bonus Award Dollars = 25 TrueBlue® points, on 1st use
• 1 Award Dollar for virtually every dollar you spend
• 200Award$=1TrueBlue point,100TrueBlue points=roundtrip
• Double Award $ at restaurants, movie theaters, concerts, golf & ...
• Double Award Dollars on JetBlue flight purchases
• Pay your bill in full or carry a balance
• Shopping and Travel benefits
Jet Blue Card from American Express
Blue Cash from American Express®
4.99% fixed APR for life of transfers with this application
• 0% Intro APR* on purchases for up to 6 months
• Then % or up APR*
• No Annual Fee
• Up to 5% Cashback
• Grace period up to 20 days
• Up to $100000 Credit Line
• Fee Free
Rewards Program
• CoolBlueOffers
Miles by Discover® Card
0% Intro APR* on Balance Transfers & Purchases
usually for 12 months* read TERMS for current
• Thereafter or up APR*
• No Annual Fee
• 1 Mile per dollar on net purchases
• Online Account Access
• 100% Fraud Protection
• 12000 Bonus Miles* (1000/month)
• Redeem Miles at most US based carriers with no blackout
Bank of America Rewards™ American Express® Card Bank of America Rewards™ American Express® Card
0% fixed intro APR on Balance Transfers for 12 months

• Then and purchases % or up APR*
• Double Points on dining & travel purchases for an intro period*
• No annual fee
• Redeem points for travel,hotel discounts,cash,sel.merchandise,certificates
• 1 point for every net retail purchase dollar
• Access to special Cardmember offers from American Express
• 5000 points = $25 or 25000 Fly Free Continental US
• Identity theft recovery § and absolute fraud protection
The Value Miles (SM) Platinum Visa® Card
0% fixed APR* for first 12 months on all BT & Purchases

• After that % or up APR*
No Annual Fee
• 1 Value Mile for each dollar spent
• 24000 miles earns airline ticket anywhere in the cont. U.S.
• Fly major U.S. airlines with no blackout dates
• Valuable Platinum Services like Insurance & Warranty Manager
The Value Miles (SM) Platinum Visa® Card
Make-A-Wish Visa by Bank of America Make-A-Wish® Visa® by Bank of America, N.A. (USA)
1.9% fixed intro APR* for 6 months on BT & Purchases
• Then variable % or up APR*
• No Annual Fee
• No program fee and no balance transfer fees
• Grace period at least 20 days
• Every purchase supports the Make-A-Wish Foundation
*See
terms and conditions
Hilton HHonors® Platinum from American Express
2.90% APR* for BT & Purchases for 6 months w/ application
• Then % or up APR*
• No annual fee
• Transfer Balances Fee-Free
• 3 HHonors bonus points for every $ spent
• 5 HHonors bonus points at any Hilton HHonors hotel
• 10000 Hilton HHonors® bonus points with first purchase
• Travel Accident Insurance
• Car Rental Loss and Damage Insurance
• Option to extend payment with intro APR for purchases
• Online Fraud Protection Guarantee
• Buyer's Assurance Plan extends the terms of the warranty
• Purchase Protection Plan
• Guarantee all your hotel and motel reservations
• Global Assist Hotline
The GM Flex Card The GM Flex Card
0% intro APR* on Purchases & BT for 12 months
• After that, % or up APR*
• No annual fee
• Grace period at least 20 days
• Fee for balance transfers 3% (max $75)
• Full 1% cash back option
• 3% towards new, eligible GM car, truck, SUV
• 1% towards any other new vehicle
Starwood Preferred Guest® from American Express
2.90% APR* for BT & Purchases for 6 months w/ application
• Then
% or up APR*
• Grace Period 20 days for purchases
• No Annual Fee 1st Year Free, $30 thereafter
• 10000 Starpoints® with 1st purchase(enough for upto 3free nights)
• Starpoints for nights/upgrades at 825hotels/95countries
• Transfer points(almost always 1:1)to frequent flyer(30+airlines)
• 1 Starpoint / dollar of eligible spending
• dbl points at participating Starwood properties & retail outlets
Pet Rewards™ Visa® by Bank of America, N.A. (USA) Pet Rewards™ Visa® by Bank of America, N.A. (USA)
0% intro APR* on Purchases & BTs for 6 months

• Thereafter % APR*
• No annual fee
• No balance transfer fee with offer; thereafter 3% of each advance
• 500 Bonus Points with first purchase
• 2pts/$1 at participating veterinary,pet food,farm/feed/specialty stores
• 1pt/$1 using your PetRewards Card on all other purchases
• Earn up to 100000 points annually
• Put your pet's picture on your card or choose from 3 adorable designs
• Auto rental insurance against collision or damage
• Emergency medical and travel services
*See terms and conditions LINK
Choice Privileges® Visa® Platinum BankofAmerica,N.A.(USA)
1.9% fixed intro APR* for 6 months on BT & Purchases

• Then variable % or up APR*
• No Annual Fee
• Grace period At least 20 days
• Earn 2 points per $ on all purchases
• Earn a free night with your first purchase (6000 points)
• Earn 15 points per $ at 3000 locations
• Additional cards at no extra charge
• Total Security Protection™ package
• Auto rental insurance against collision or damage
• Lost luggage reimbursement
• Automatic travel accident insurance up to $500000
• Purchase Replacement or repair purchases (stolen, damaged, lost)
• Purchase Guard will double manufacturer's warranty
Choice Privileges Visa Platinum by Bank of America
TrueEarnings SM from Costco and American Express TrueEarnings SM from Costco & American Express
0% intro APR for 1st 3 months on Purchases
1.99% intro APR for 6 months for Balance Transfers

• Then %
• No Annual Fee with your paid Costco Membership
• 3% Cash Back for eating out
• 2% for traveling
• 1% everywhere else, including at Costco
• Flexibility to pay full each month or over time
• No Limit on the Cash Back earned
• Doubles as your Costco Membership Card
• Must be a Costco Member to apply for this card
The Gold Delta SkyMiles® Credit Card
9.99% APR* for the life of Balance Transfer

% or up Purchase APR*
• Transfer Balances Fee-Free
• 15000 Bonus SkyMiles with first purchase
• At least 1 Mile for every eligible $ & Always Double Miles
• Fee-free Travelers Cheques
• Buyer's Assurance & Purchase Protection Plan
• Online Fraud Protection Guarantee
• Car Rental Loss, Damage & Travel Accident Insurance
• Annual fee Free 1st year then $30
The Sony Card (SM) Visa® Card The Sony Card (SM) Visa® Card
0% fixed APR* for 12 months on all BT & Purchases

• After that
% or up APR*
• No Annual Fee
• Get 1500 bonus points after first use
• 1 Sony Reward Point per dollar spent
• 3 Sony Reward Points per dollar spent on Sony products
• 8 Sony Reward Points per dollar spent at MySony
• Even more bonus point opportunities online at MySony
• Full platinum Visa® benefits
Hawaiian Airlines Visa® Card by Bank of America, N.A. (USA)
1.9% fixed intro APR* for 6 months on BT & Purchases

• Then variable % or up APR*
• Annual Fee $50 platinum, $25 classic
• 10000/5000 Bonus Hawaiian Miles with first purchase
• 1 HawaiianMile for every $ you spend
• 2 HawaiianMiles for every $ on tickets from Hawaiian Airlines
• 5000/2500 Anniversary HawaiianMiles, annually
• 50% discounted companion certificate
• Pool miles with friends and family
• Credit lines up to $100000
*See
terms and conditions
The Disney Visa Credit Card The Disney Visa® Credit Card
0% APR for 6 months on Balance Transfers & Purchases

• Purchase and After Intro % or up APR*
• No annual fee & FREE rewards program
• Grace period Not less than 20 days
• 5 reward points for every $1 at supermarkets, drugstores and gas
• 1 point for every $1 on all other purchases***
• Citi Identity Theft Solutions
• Price Protection Program****
• $0 Liability on unauthorized purchases
IN:NYC SM Card from American Express
0% Intro APR* for 6 Months on Balance Transfers & Purchases
• Then % or up APR*
• Option to carry a balance
• No Annual Fee
• Grace Period 20 days for purchases
• 1 point in your INSIDE Rewards account for every eligible dollar
• 2 points every $ on Dining, Movies, Cell Phone, ISP's, Newspaper & Magazine subscriptions & Gym
• 1 point for virtually all other purchases & no expiration or limit
• Online Fraud Protection Guarantee
• Return Protection, Buyer's Assurance, Purchase Protection Plan
• Car Rental Loss and Damage Insurance
• Travel Accident Insurance up to $100000
IN:NYC SM Card from American Express
Chase Platinum
0% Intro APR* on BT & Purchases for 15 months

• Thereafter % or up APR*
• No annual fee
• A generous credit line up to $100000
• Rewards for free flights, hotel stays and more
• Car rental insurance and purchase protection at no extra cost
• No liability for unauthorized purchases
IN:LA SM Card from American Express®
0% intro APR*
on purchases & balance transfers for 6 months
• Thereafter % APR
• dbl points on city essentials(dining,movies,cellserv,cable/sat serv,gym,news/magazine subs)
• one INSIDE SM Rewards point for every eligible dollar you spend
• Share rewards with friends or family by transferring points
• No limit to the number of points you can earn and no expiration date
• Redeem points to eat, drink, play in Chicago, New York, LA
• No annual fee
• Grace period at lease 20 days for purchases
IN:LA SM Card from American Express®
Chase BP Visa® Rewards Card Chase BP Visa® Rewards Card
0% intro APR*
on Purchases and Balance Transfers for 6 months,
or 0% intro APR* on Balance Transfers, depending upon credit history
• Thereafter % APR*
• Earn up to 10% in introductory rebates for first two months
• Thereafter earn 5% in rebates at participating BP locations
• Earn 2% in rebates at dining, airline, auto rental, or lodging locations
• Earn 1% in rebates with all other purchases
• $25 in rewards to redeem as GiftCard,Check or Donation
• Fee for balance transfers 3% (max $75)
• No annual fee
• Grace period at least 20 days
IN:CHICAGO SM Card from American Express®
0% intro APR*
on purchases & balance transfers for 6 months
• Thereafter % APR
• dbl points on city essentials(dining,movies,cellserv,cable/sat serv,gym,news/magazine subs)
• one INSIDE SM Rewards point for every eligible dollar you spend
• Share rewards with friends or family by transferring points
• No limit to the number of points you can earn and no expiration date
• Redeem points to eat, drink, play in Chicago, New York, LA
• No annual fee
• Grace period at lease 20 days for purchases
IN:CHICAGO SM Card from American Express®
Efectiva™ Visa® by Bank of America, N.A. (USA) Efectiva™ Visa® by Bank of America, N.A. (USA)
0% fixed intro APR*
for 6 months on Purchases & BT
• Then variable APR % or up APR*
• No Annual Fee
• No balance transfer fees
• Grace period at least 20 days
• 1 point for every $100 spent in net purchases
• 5 bonus points with the first purchase
• 5 points for every $2500 net monthly non-BofA balance transfers
• Points don't expire for up to 5 years
• Every point earned is $1 back to you (up to $600)
*See terms and conditions LINK
US Airways® Visa® by Bank of America, N.A. (USA)
1.9% intro APR* for Purchases & BT for 6 months

• Then variable % or up APR*
• 15k/10k/7k/5k (signature/platinum/gold/classic) bonus miles
• 1 mile for each dollar spent (2 US Air)
• Credit Lines up to $100000
• $75 off a new annual US Air Club membership (platinum)
• Grace Period Not less than 20 days
• Annual Fee $50/70/90 (classic/gold/platinum)
*See
terms and conditions
US Airways Visa by Bank of America, N.A. (USA)
Money Return Visa® Platinum by Bank of America, N.A. (USA) Money Return Visa® Platinum by Bank of America, N.A. (USA)
0% fixed intro APR on Purchase & Balance Transfers for 6 months
• Then variable APR % or up APR*
• No balance transfer fees
• No annual fee
• Get back 10% of yearly interest charges
• Car rental discounts from participating Hertz & Avis
• Convenience checks at no extra charge
• Automatic rental insurance
• Purchase Replacement & Purchase Guard
• Additional cards at no extra charge
*See terms and conditions LINK
Blue Sky® from American Express
4.99% APR for life of balance transferred; request w/ applic.
• 0% APR on Purchases for 6 months
• After that, % or up APR*
• No balance transfer fee for 6 months, then 3%
• No annual fee
• Grace period up to 20 days
• No blackout dates or travel restrictions
• Save on any airline, hotel, or rental car (save $1=75points)
• Earn 1pt/$ spent for cash savings up to full cost of travel purchases
• American Express' Fraud Protection Guarantee covers purchases
• Coverage under Car Rental Loss and Damage Insurance Program
• Travel over 100 miles from home & access Global Assist® Hotline
• Travel Accident Insurance up to $100000
• Return Protection (up to $300 per item)
• Buyer's Assurance Plan and Purchase Protection Plan
Blue Sky Card from American Express
Discover® Open Road Card
0% Intro APR* on
Balance Transfers & Purchases
usually for 12 months* read
TERMS for current
• Then % or up APR*
• No Annual Fee
• Full 5% Cashback Bonus® on gas & car maintenance purchases*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Grace period least 25 days when you pay your balance in full
Continental Airlines World MasterCard® from Chase
7.99% Fixed APR* for 6 months on BT & Purchases

• Thereafter % or up APR*
• Annual fee $85 or platinum $65
• Double miles for tickets
• A free domestic companion ticket
• No preset spending limits
• Grace period not less than 20 days
• Bonus: 15000 miles after first purchase
Blue from American Express®
3.99% fixed APR for life of transfers with this application

• 0% Purchase Intro APR* for up to 15 months
• Then
% or up APR*
• No Annual Fee
• Grace period up to 20 days
• Up to $100000 Credit Line
• Fee Free
Rewards Program BlueLoot SM
• CoolBlueOffers
WorldPerks® Visa® Signature Card
% or up APR*
• 7500 Enrollment Bonus Miles with first purchas
• 90 WorldPerks miles for the $90 annual fee
• 20 days grace period
• addition to ALL benefits of the WorldPerks® Platinum
• No preset spending limit
• Concierge service
• Signature exclusive 24-hour customer service
• $1000000 in Travel Accident Insurance
• Free Annual Account Summary
Chase PerfectCard tm
0% Intro APR* on BT & Purchases for 12 months

• Then % or up APR*
• No annual fee
• 6% rebate on gas purchases made at any gas station for 90 days
• After that, you'll earn a 3% rebate on all gas purchases
• 1% rebate on all other purchases
• Grace Period not less than 20 days
• Automatic Travel Accident Insurance
• Purchase Protection
WorldPerks® Visa® Platinum Card
% or up APR*
• 5000 Enrollment Bonus Miles with first purchase
• 55 WorldPerks miles for the $55 annual fee
• 20 days grace period
• Credit line up to $7,500
• Annual 4000mile award discount from Northwest Airlines®
• Up to 10 miles per $1 spent at over 10,000 restaurants
• Earn miles every time you use the card-no cap miles earned
• 24-hour toll-free customer service
• $250000 in Travel Accident Insurance
• No cap on miles earned
• Purchase Security and Warranty Manager Service
• Free rental car collision/loss damage insurance
Toys"R"Us® Visa®
0% intro APR* on BT and Purchases for 6 months

• Thereafter % or up APR*
• No Annual Fee
• Transaction Fee for BT: 3% (not less than $5 or more than $75)
• 4% on purchases at ToysRUs KidsRUs BabiesRUs Imaginarium
• 1% on purchases at toysrus.com, babiesrus.com, amazon.com/toys
• 1% rebate for all other purchases
• Reach at least $10 in rewards, you'll receive a $10 Coupon
• Grace period not less than 20 days
 
Chase Amazon.com Platinum Visa® Card Chase Amazon.com Platinum Visa® Card
0% intro APR*
on Purchases and Balance Transfers for 6 months
• Thereafter variable % APR
• Earn 1500 Bonus Points with first purchase
• Earn 3 rewards points per $1 spent at Amazon.com
• Earn 1 reward point per $1 spent elsewhere
• Receive a $25 Amazon Reward Certificate every 2500 reward points
• Fee for balance transfers 3% (max $75)
• No annual fee
• Grace period at least 20 days
• Zero liability on unauthorized purchases
Starbucks Card Duetto™ Visa® Starbucks Card Duetto™ Visa®
0% fixed APR* on BT & Purchases for first 6 months

• After that % or up APR*
• No annual fee
• Visa Card & reloadable Starbucks Card all in one
• 1% in Starbucks Duetto™ Dollars every time you make a purchase
• $10 Duetto™ Dollars at your first Visa purchase
• Additional Starbucks rewards & benefits
• First purchase using Card, will give $5 to The Starbucks Foundation
Universal Entertainment MasterCard®
0% Intro APR* on BT & Purchases for 6 months

• Thereafter % or up APR*
• Transaction Fee for Balance Transfers: 3% (min $5, max $75)
• Dbl points on select purchases @ Universal Parks, Resorts & sites
• Every dollar you spend will earn you one Universal point
• Free movie ticket at card activation
• 100% Fraud Protection
• Grace period not less than 20 days
• No Annual Fee
Subaru® MasterCard® Card from Chase
0% Intro APR* for 6 months on BT & Purchases

• Then % APR*
• You'll earn SubaruBucks on every purchase
• 3% cash reward
• Grace Period at least 20 days
• No annual fee
Union Plus
8.99% APR on Balance Transfers (depending on credit rating)
% Purchase APR*
• No Annual Fee
• You can skip up to 2 monthly payments each year
• You may skip your payment up to 3 months while on strike
• Free $250000 Travel accident insurance coverage
American Express® Preferred Rewards Green Card
No interest, all charges are due when you receive statement

• No pre-set spending limit
• Travel Accident Insurance
• Car Rental Loss and Damage Insurance
• Purchase Protection Plan
• Membership
Rewards Optionsbuilt right in
• Double points when used at Postal Service or wireless phone bill
• Global Assist Hotline
• Protection for the things you buy
• Return Protection
• $65 Annual Fee
American Express Rewards Gold Card American Express® Preferred Rewards Gold Card
No interest, all charges are due when you receive statement

• No pre-set spending limit
• Free shipping & handling on purchases of $50 @ q. merchants
• Online Fraud Protection Guarantee
• Guaranteed product satisfaction
• Optional
Rewards Program
• Free shipping and handling
• Protection for the things you buy
• Global Assist Hotline
• $90 Annual Fee

credit cards for people with low credit score

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